Where Real Estate investors go to Access Capital
Asset Point Capital is your bank loan alternative
We offer a commonsense approach to commercial lending
We can approve your loan request in 24 hours
Complete the following to schedule a free 15 minute consultation
Been turned down by your Bank? Contact us.
Asset Point Capital has quickly become one of the fastest growing providers of commercial real estate loans to investors and operators. Have you been delayed by your local bank and need to move quickly to secure a new acquisition? Are you stuck in a situation with your current lender with a maturing loan and need to move your loan? At Asset Point Capital we understand the meaning of “certainty of execution” and can move quickly to fund your next acquisition or refinance. Bad Credit in the past is ok. Alternative property types are ok. Bankruptcies are ok. We have the best commercial real estate loans tailored specifically for you. We offer commercial real estate loans that banks can’t or won’t approve. Contact us to apply for approval for your next real estate purchase or refinance.
No Application Fee
Approved in less than 24 hours
No Upfront Cost
Bad Credit Ok
Commercial Loans Florida for Real Estate Investors & Business Owners
Asset Point Capital is your trusted partner for fast and flexible commercial loans in Florida. Whether you’re acquiring a new property, refinancing an existing asset, or funding a construction project, we deliver tailored commercial lending solutions that move at the speed of business.
With no application fees, 24-hour approvals, and zero upfront costs, our Florida commercial loan program is built to serve real estate investors, developers, and business owners nationwide.
Get started now with zero fees and fast approvals.
Why Choose Our Commercial Lending Florida Program?
We understand that every project is unique, and timing is everything. Asset Point Capital removes the usual roadblocks with a streamlined application process and terms designed for flexibility.
Program Benefits:
- No application fee
- Approved in less than 24 hours
- No upfront cost to apply
- Custom terms to fit your project
Whether you’re an experienced investor or a first-time borrower, we work directly with you to provide the structure and speed you need to move forward confidently.
Types of Commercial Real Estate Loans in Florida
Our commercial lending solutions cover a wide range of property types and investment scenarios:
We finance:
- Multifamily buildings
- Retail shopping centers
- Office buildings
- Industrial warehouses
- Mixed-use developments
- Self-storage facilities
- Automotive properties (excluding gas stations)
- Mobile home parks
From purchase to refinance, our commercial real estate loans in Florida provide long-term stability or short-term leverage depending on your goals.
Commercial Real Estate Construction Loans
If you’re developing a new commercial project or expanding an existing property, our construction loans offer the flexibility and control you need. We offer structured draw schedules, clear funding timelines, and the ability to scale with your project.
Construction loan features:
- Ground-up and value-add construction
- Interest-only terms during build-out
- Custom disbursement schedules
- Refinance into permanent debt available
This option is ideal for developers building multifamily housing, retail plazas, or mixed-use buildings throughout Florida.
Flexible Options from Leading Commercial Lenders in Florida
As one of the top commercial lenders for real estate in Florida, Asset Point Capital combines local expertise with direct access to private capital. We are not a traditional bank, and that means fewer restrictions, faster decisions, and more tailored support.
Why we stand out among commercial real estate lenders in Florida:
- Experience across hundreds of CRE transactions
- Transparent loan terms and quick turnaround
- Direct lending with no broker chains
- Same-day feedback and decision-making
Our lending platform is designed to compete with some of the biggest commercial real estate lenders while maintaining the agility of a private lender.
Credit-Friendly Lending for All Borrower Profiles
We believe in asset-based underwriting that prioritizes property performance and future value, not just credit history. Our team reviews the full picture of each loan request, allowing us to approve clients that banks often decline.
We consider loans for borrowers with:
Prior credit issues or low
FICO scores
Recent bankruptcies or
foreclosures
Limited commercial
experience
If your deal is solid and the real estate makes sense, we’ll work to fund it.
Commercial Lending Terms & Process
Our commercial real estate loan terms in Florida are competitive and fully transparent:
- Loan amounts: $250K to $15 M+
- Term length: 12 months to 30 years (depending on deal type)
- Interest rates: Starting from 6.75%
- Amortization: Interest-only or fully amortizing
- Recourse and non-recourse options are available
How It Works:
- Submit your loan request via our Apply Now form.
- Receive approval in less than 24 hours.
- Finalize terms and complete closing within days.
It’s fast, transparent, and built around your timeline.
Areas We Serve Across Florida
We proudly offer commercial loans throughout Florida, including:
- Miami
- Tampa
- Orlando
- Jacksonville
- St. Petersburg
- Port St. Lucie
- Cape Coral
Our team understands the local nuances of each market, helping you seize opportunities statewide.
Partner With Asset Point Capital
Whether you’re an investor, developer, or broker, Asset Point Capital is here to help you confidently navigate commercial lending in Florida. We also offer strong referral programs for brokers. Visit our Broker Page to learn more.
Looking to explore bridge loans or equity funding? Visit our investment property in Florida or check out our Equity Program for more financing solutions.
Apply for Commercial Loans in Florida Today
Start your application today with no upfront cost, no application fee, and fast funding decisions. Submit your deal through our Apply Now page and speak with a commercial lending expert who understands your market and your goals.
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