DSCR & No DSCR Loans Available
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Get Approved Online Today
Are you a property developer who needs quick access to capital at competitive interest rates?
The application process is 100% online and takes less than 5 minutes.
Fix and Flip
Interest rate 10 - 12.75%
Rental
New Construction
Our Loan Services
At Asset Point Capital, we offer a variety of loan services tailored for real estate investors and builders:
DSCR Loans – Let Your Property’s Income Work for You
- 30-year fixed rates
- Up to 80% LTV
- No tax returns or income verification needed
- Portfolio friendly terms
- Scale with confidence
- Income through rent, not W-2s
- Fast and simple application process
- Quick closing and clear communication
- Dedicated business development manager
- Minimum 1.1 DSCR
- 660+ credit score
- 20% down payment
- Rental Strategy & verification required
- Please show us your property
- Get clear answers
- Close with confidence
If you’re searching for hard money lenders for primary residence or investment properties, our DSCR loans provide a straightforward solution.
Fix & Flip Loans – Turn Properties Into Profits
Ideal for flippers who need:
- Fast funding for purchase and renovation
- Approval without tax returns or bank statements
- Flexible financing options, including 0% down
Loan Highlights:
- Fund up to 100% of costs
- Rates starting at 9.99%
- Up to 70% LTV
- Terms up to 18 months
- No early payoff fees
- Pay at the project end.
Why Choose Us for Fix & Flip:
- Fast-track approval & 7-day closings
- A dedicated manager to guide you
- No monthly payments
- Fees financed into the loan
- No income or tax return requirements
Getting Started:
- 640+ credit score
- 0% down available
- Exit plan required
- Renovation roadmap necessary
3 Steps to Funding:
- Apply in minutes
- Get a same-day estimate.
- Close in a week
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Our hard money construction loans in Florida are ideal for fix & flip projects where speed and flexibility are critical.
New Construction Loans – Build From The Ground Up
Loan Benefits:
- Up to $2.5M in funding
- Interest is charged only on draws.
- Fees rolled into the loan.
- 2nd lien assistance available
- Deferred payment options
- 5-year experience lookback
Start Building With:
- Approved plans & specs
- Proven builder track record
- 15% down payment
- Exit strategy and timeline
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Designed for builders looking to:
- Finance new projects confidently
- Navigate the process from lot to completion.
- Work with a lender that understands construction timelines.
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Steps to Building:
- Share your plans
- Get quick approval
- Build with confidence
Builder Advantages:
- Market-smart decisions with expert guidance
- Seamless process from lot to final inspection
- Quick property evaluations and flexible terms
For your construction needs, our construction loan hard money products offer clear, manageable terms.
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