DSCR & No DSCR Loans Available
Where Real Estate Investors Go for a Commonsense Approach to Private Investor Funding
Get the Capital and Hard Money Loans for Investment Properties you Need Today!

Term Sheet Issued In 24 hours

No Junk Fees

Construction Financing & Investment Property Loans
We understand the meaning of “certainty of execution” and can move quickly to fund your subsequent acquisition or refinance.

Maximum Loan Amounts Offered

Loan-to-Cost up to 90%

No Income Verification

Easy Draw Process

Bad Credit / BK No Problem

Interest-Only Payments Available

Flexible Credit Policy

Low & NO DSCR Rental Loans
See What Our Current Borrowers Have to Say About Us:
Bank Turn you Down?
Get Approved Online Today
Are you a property developer who needs quick access to capital at competitive interest rates?
The application process is 100% online and takes less than 5 minutes.

Fix and Flip


Interest rate 10 - 12.75%



Rental





New Construction




Our Loan Services
At Asset Point Capital, we offer a variety of loan services tailored for real estate investors and builders:
DSCR Loans – Let Your Property’s Income Work for You
- 30-year fixed rates
- Up to 80% LTV
- No tax returns or income verification needed
- Portfolio friendly terms
- Scale with confidence
- Income through rent, not W-2s
- Fast and simple application process
- Quick closing and clear communication
- Dedicated business development manager
- Minimum 1.1 DSCR
- 660+ credit score
- 20% down payment
- Rental Strategy & verification required
- Please show us your property
- Get clear answers
- Close with confidence
If you’re searching for hard money lenders for primary residence or investment properties, our DSCR loans provide a straightforward solution.
Fix & Flip Loans – Turn Properties Into Profits
Ideal for flippers who need:
- Fast funding for purchase and renovation
- Approval without tax returns or bank statements
- Flexible financing options, including 0% down
Loan Highlights:
- Fund up to 100% of costs
- Rates starting at 9.99%
- Up to 70% LTV
- Terms up to 18 months
- No early payoff fees
- Pay at the project end.
Why Choose Us for Fix & Flip:
- Fast-track approval & 7-day closings
- A dedicated manager to guide you
- No monthly payments
- Fees financed into the loan
- No income or tax return requirements
Getting Started:
- 640+ credit score
- 0% down available
- Exit plan required
- Renovation roadmap necessary
3 Steps to Funding:
- Apply in minutes
- Get a same-day estimate.
- Close in a week
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Our hard money construction loans in Florida are ideal for fix & flip projects where speed and flexibility are critical.
New Construction Loans – Build From The Ground Up
Loan Benefits:
- Up to $2.5M in funding
- Interest is charged only on draws.
- Fees rolled into the loan.
- 2nd lien assistance available
- Deferred payment options
- 5-year experience lookback
Start Building With:
- Approved plans & specs
- Proven builder track record
- 15% down payment
- Exit strategy and timeline
.
Designed for builders looking to:
- Finance new projects confidently
- Navigate the process from lot to completion.
- Work with a lender that understands construction timelines.
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Steps to Building:
- Share your plans
- Get quick approval
- Build with confidence
Builder Advantages:
- Market-smart decisions with expert guidance
- Seamless process from lot to final inspection
- Quick property evaluations and flexible terms
For your construction needs, our construction loan hard money products offer clear, manageable terms.

Bad Past Credit? Bankruptcies?

Alternative Property Types?

Short Term Rental and Vacant properties!
About Asset Capital
With an efficient approach to financing, investors will find working with Asset Point Capital a direct and stress-free process. We have quickly become one of the fastest-growing providers of commercial real estate loans to investors and operators.
Have you been delayed by your local bank and need to hurry to secure a new acquisition? Are you stuck in a situation with your current lender with a maturing loan and need to move your loan? We have the best commercial real estate loans tailored specifically for you. We offer commercial real estate loans fast that banks can’t or won’t approve.
Contact us to apply for approval for your next real estate purchase or refinance.
Term Sheet Issued In 24 hours
You want to keep that deal from passing you by but need the finances to invest. You tried the bank but were turned away? No Problem! We will issue you an official term sheet tailored to your specific needs and get it to you in 24 hours or less with our quick approval process. Under the right conditions, we can do larger loan amounts up to $5,000,000+.
No Junk Fees
Construction Financing & Investment Property Loans

Term Sheet Issued In 24 hours

No Junk Fees

Construction Financing & Investment Property Loans
Where Real Estate Investors Go for a Commonsense Approach to Commercial Lending
Get the Capital and Hard Money Loans for Investment Properties you Need Today!
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