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DSCR & No DSCR Loans Available

Where Real Estate Investors Go for a Commonsense Approach to Private Investor Funding

Get the Capital and Hard Money Loans for Investment Properties you Need Today!

Term Sheet Issued In 24 hours

No Junk Fees

Construction Financing & Investment Property Loans

We understand the meaning of “certainty of execution” and can move quickly to fund your subsequent acquisition or refinance.

Maximum Loan Amounts Offered
Loan-to-Cost up to 90%
No Income Verification
Easy Draw Process
Bad Credit / BK No Problem
Interest-Only Payments Available
Flexible Credit Policy
Low & NO DSCR Rental Loans
See What Our Current Borrowers Have to Say About Us:

Bank Turn you Down?

Get Approved Online Today

Are you a property developer who needs quick access to capital at competitive interest rates?
The application process is 100% online and takes less than 5 minutes.

Fix and Flip
Funds for purchase + rehab or refinance + rehab
Get up to $5,000,000

Interest rate 10 - 12.75%

Origination fee 1.875%
Loan-to-Value up to 80%
Rental
30-year fixed product for stabilized properties
Get up to $2,000,000
Interest rate from 7.5%
Origination fee 2-3%
Loan-to-Value up to 80%
New Construction
Construction loans for residential builders
Get up to $5,000,000
Interest rate 10 - 13.25%
Origination fee from 1.875%
Loan-to-Cost up to 90%

Our Loan Services

At Asset Point Capital, we offer a variety of loan services tailored for real estate investors and builders:


DSCR Loans – Let Your Property’s Income Work for You

  • 30-year fixed rates
  • Up to 80% LTV
  • No tax returns or income verification needed
  • Portfolio friendly terms
  • Scale with confidence
Loan Features

  • Income through rent, not W-2s
  • Fast and simple application process
  • Quick closing and clear communication
  • Dedicated business development manager
Investor Benefits

  • Minimum 1.1 DSCR
  • 660+ credit score
  • 20% down payment
  • Rental Strategy & verification required
How to Get Started

  • Please show us your property
  • Get clear answers
  • Close with confidence
Steps to Funding

If you’re searching for hard money lenders for primary residence or investment properties, our DSCR loans provide a straightforward solution.


Fix & Flip Loans – Turn Properties Into Profits

Ideal for flippers who need:

  • Fast funding for purchase and renovation
  • Approval without tax returns or bank statements
  • Flexible financing options, including 0% down

Loan Highlights:

  • Fund up to 100% of costs
  • Rates starting at 9.99%
  • Up to 70% LTV
  • Terms up to 18 months
  • No early payoff fees
  • Pay at the project end.

Why Choose Us for Fix & Flip:

  • Fast-track approval & 7-day closings
  • A dedicated manager to guide you
  • No monthly payments
  • Fees financed into the loan
  • No income or tax return requirements

Getting Started:

  • 640+ credit score
  • 0% down available
  • Exit plan required
  • Renovation roadmap necessary

3 Steps to Funding:

  1. Apply in minutes
  2. Get a same-day estimate.
  3. Close in a week
    ,

Our hard money construction loans in Florida are ideal for fix & flip projects where speed and flexibility are critical.

 

New Construction Loans – Build From The Ground Up

Loan Benefits:

  • Up to $2.5M in funding
  • Interest is charged only on draws.
  • Fees rolled into the loan.
  • 2nd lien assistance available
  • Deferred payment options
  • 5-year experience lookback

Start Building With:

  • Approved plans & specs
  • Proven builder track record
  • 15% down payment
  • Exit strategy and timeline
    .

Designed for builders looking to:

  • Finance new projects confidently
  • Navigate the process from lot to completion.
  • Work with a lender that understands construction timelines.
    .

 Steps to Building:

  1. Share your plans
  2. Get quick approval
  3. Build with confidence

Builder Advantages:

  • Market-smart decisions with expert guidance
  • Seamless process from lot to final inspection
  • Quick property evaluations and flexible terms

For your construction needs, our construction loan hard money products offer clear, manageable terms.

Bad Past Credit? Bankruptcies?
Alternative Property Types?
Short Term Rental and Vacant properties!
About Asset Capital
Asset Point Capital provides financial solutions to seasoned operators and first-time investors through its different programs. We secure our loans by commercial and investment real estate. We understand many solutions are available to investors today and appreciate the opportunity to provide first-class service and timely closings to meet our client’s needs.

With an efficient approach to financing, investors will find working with Asset Point Capital a direct and stress-free process. We have quickly become one of the fastest-growing providers of commercial real estate loans to investors and operators.

Have you been delayed by your local bank and need to hurry to secure a new acquisition? Are you stuck in a situation with your current lender with a maturing loan and need to move your loan? We have the best commercial real estate loans tailored specifically for you. We offer commercial real estate loans fast that banks can’t or won’t approve.

Contact us to apply for approval for your next real estate purchase or refinance.

Term Sheet Issued In 24 hours

You want to keep that deal from passing you by but need the finances to invest. You tried the bank but were turned away? No Problem! We will issue you an official term sheet tailored to your specific needs and get it to you in 24 hours or less with our quick approval process. Under the right conditions, we can do larger loan amounts up to $5,000,000+.

No Junk Fees

We don’t nickel and dime anyone. You will be treated professionally and with the dignity you deserve. We don’t sacrifice integrity to make a few extra bucks. There will be no hidden fees, and we offer 100% transparency to ensure you have only the best experience possible. We offer discounts for repeat borrowers and want to keep the door open for future endeavors.

Construction Financing & Investment Property Loans

From the moment you reach out to us, you will notice a sizable difference from any other lending institution you have done business with in the past. Our competitive prices make it easy for you to say YES and strike a bargain that benefits you and us. We do our best to create a Win-Win so that you can feel good about your decision, and so can we.

Term Sheet Issued In 24 hours

No Junk Fees

Construction Financing & Investment Property Loans

Where Real Estate Investors Go for a Commonsense Approach to Commercial Lending

Get the Capital and Hard Money Loans for Investment Properties you Need Today!

Bridge Loans
Asset Point Capital provides financial solutions to seasoned operators and first-time investors through its different programs.

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