Bridge Loans
We offer competitive bridge loans for experienced borrowers who expect certainty of execution for their next real estate acquisition or recapitalization.
Asset Point Capital understands the need for time sensitive financing and can move quickly to facilitate your next acquisition or recapitalization. We consider the background story and borrower’s experience as part of our due diligence process.
All asset classes are considered on the Bridge Program including note purchases
Asset Point Capital offers the following terms on the Bridge program
Loan amount $500,000-$10,000,000
Leverage up to 75%
Typical term 12 month with options to extend
Fees range 1-5%
Rates start @ 8.99-15.00%
Exit Fees – depending on circumstances
Interest guarantee – 6-12 months
Recourse – typically required
Non-Recourse can be considered in more attractive markets
Renovation Hold backs and Interest Reserves can be structured into funding
We will consider major metropolitan areas as well as populations of 25,000 people or more
Bridge Loans Florida for Residential & Commercial Real Estate
At Asset Point Capital, we provide fast, flexible bridge loans in Florida tailored to meet the needs of real estate investors, homeowners, and developers. Whether you’re purchasing a new property before selling your current one, financing a renovation, or managing a time-sensitive real estate transaction, our Florida bridge loan options offer the reliability and speed you need.
Submit your application via our Apply Now page.
Understanding Bridge Loans
A bridge loan is a short-term financing option designed to provide immediate cash flow while you’re waiting for long-term funding or the sale of an existing property. It helps bridge the financial gap between transactions.
This type of loan benefits buyers looking to secure a new property before selling their current one.
With Asset Point Capital, you have access to bridge loan lenders Florida investors trust for:
- Fast closings
- Minimal documentation
- Competitive interest rates
Why Choose Our Florida Bridge Loan Services
Asset Point Capital delivers flexibility, efficiency, and expertise. As a local Florida-based lender, we understand your market and provide lending solutions tailored to your needs.
Key advantages of working with us include:
Same-day loan
approvals
Funding within
days
Customized deal
structuring
Transparent communication throughout the process
We structure every bridge loan to support your specific objectives and property strategy.
Residential Bridge Loans Florida
Timing a new home purchase before selling the current one can be challenging. Our residential bridge loans in Florida give homeowners a reliable financial solution when quick action is necessary.
Our residential bridge loans help with:
Low down payments on new
properties
Vacant or Negative Cashflow
situations
Renovation or upgrade
funding
We finance:
Single Family
Townhomes
Condos
Rural Properties
Commercial Bridge Loan Florida Solutions
Commercial real estate opportunities often require immediate action. We provide bridge loans to help investors and developers capitalize on time-sensitive deals in Florida.
We fund:
- Retail, Self Storage, RV, Hotels, and Mobile Home Parks
- Warehouses and distribution centers
- Apartment complexes and mixed-use properties
Unlike traditional banks, our focus is on the value of your asset and your exit strategy, not lengthy credit assessments.
Bridge Loan Program Terms & Features
We offer clearly defined loan terms through our Florida bridge loan program. These terms allow you to plan and execute your project with confidence:
Loan Amount
$500,000 to $10,000,000
Leverage
Up to 75% of property value
Typical Term
12 months, with options to extend
Interest Rates
Starting from 8.99% to 15.00%
Fees
Range from 1% to 5%
Exit Fees
Applied depending on deal structure
Interest Guarantee
6 to 12 months minimum
Recourse:
Typically required for approval
Additionally, we offer flexible repayment structures such as interest-only payments and balloon options. We can consider multiple exit strategies, including refinancing, asset sale, or rental stabilization.
Trusted Bridge Loan Lender in Florida
We’re not just another lender. We’re a Florida-based funding partner who understands local real estate cycles and timelines. Our speed, service, and integrity make us a top choice among bridge loan lenders that Florida clients trust.
What sets us apart:
- Direct lending with no middlemen
- Same-day communication from decision-makers
- Transparent and consistent terms
Explore our full suite of services, including Commercial Real Estate Loans and Equity Funding.
How to Qualify for a Florida Bridge Loan
Qualifying is based on:
- Collateral value
- Clear exit strategy
- Experience and project feasibility
We do not require heavy documentation or excellent credit scores. Instead, we look at the real value and opportunity of your deal. Start your process today by visiting the Apply Now page.
Areas We Serve in Florida
We proudly offer bridge loans across Florida, including:
- Miami
- Tampa
- Orlando
- Jacksonville
- Fort Lauderdale
Our team understands the nuances of each regional market, helping us deliver smarter, location-specific lending solutions.
Broker Partnerships Welcome
We work hand-in-hand with real estate brokers to fund client deals quickly. If you’re a broker representing clients needing short-term financing, let’s partner up.
Benefits of partnering with us:
- Competitive broker incentives
- Responsive service
- Fast deal closures that build trust
Visit our Brokers Page to learn how we can work together.
Why Work with Asset Point Capital?
Asset Point Capital has more than 20 years of experience in bridge lending. We are:
Florida-based with deep
local expertise
Backed by a national network of real estate professionals
Known for transparency and
responsiveness
Our team delivers same-day term sheets and structures every deal with precision.