Real Estate Mortgage Investment Conduits
Where Investors and Owner Operators unable to obtain conventional capital can access long term financing.
Asset Point Capital offers clients a long term solutions for stabilized assets in situations where the borrower is unable to qualify for conventional financing. Our approvals are credit and equity not cashflow based.
Asset Point Capital offers the following terms on the small balance conduit program
Loan amounts $150k – $5,000,000
30 Year Term and Amortization
Leverage up to 80%
Rates start at 6.75%
Origination Fee 1-3%
Credit Score – 620 minimum
Asset Types – Multi-family, Mixed Use, Mobile Home Parks, Self-Storage, Office, Industrial, Retail, Automotive, no Gas Stations or Hotels
Bk and FC on Foreign Investors or Nationwide – 25,000 Population or greater
No Tax Returns Required
Real Estate Mortgage Investment Conduit Loans Florida for Small Balance Real Estate
At Asset Point Capital, we provide real estate mortgage investment conduit solutions for investors seeking long-term, fixed-rate financing on income-producing properties.
Our Small Balance Conduit Program is designed for experienced property owners and commercial real estate investors across Florida who need speed, flexibility, and certainty in execution.
Start your application now and secure fixed-rate conduit financing with just a few clicks.
What Is a Real Estate Mortgage Investment Conduit?
A Real Estate Mortgage Investment Conduit (REMIC) is a special-purpose vehicle used to pool mortgage loans and issue mortgage-backed securities to investors. This translates into access to long-term financing under competitive, fixed-rate terms for borrowers.
Our Florida-based REMIC program is built to support properties that generate consistent rental income, including multifamily, mixed-use, and various commercial real estate assets.
Our Small Balance Conduit Loan Program
Asset Point Capital specializes in small balance CMBS loans through our REMIC platform. This program allows you to lock in favorable rates while avoiding the complexity of traditional CMBS underwriting.
Loan Program Highlights:
- Loan amounts from $150,000 to $5,000,000
- 30-year term and amortization
- Leverage up to 80% LTV
- Rates starting at 6.75%
- Origination fees between 1–3%
- Minimum credit score: 620
- Interest-only options available on select deals
Eligible Asset Types:
- Multifamily
- Mixed-use
- Mobile home parks
- Self-storage
- Office buildings
- Industrial
- Retail centers
- Automotive properties
Note: We do not finance gas stations or hotels through this program.
Who Should Use a REMIC Loan?
Our small balance real estate mortgage investment conduits are ideal for:
Investors seeking long-term, low-maintenance financing
Property owners refinancing out of short-term bridge loans
Borrowers purchasing stabilized income properties
Out-of-state or foreign nationals investing in U.S. real estate
We lend in population centers of 25,000 or more, offering nationwide access with a strong focus on Florida markets.
Why Choose Asset Point Capital?
With many years of commercial lending expertise, we combine institutional-grade capital with a personalized lending experience. Our REMIC loans deliver stability and scalability, whether you’re growing a multifamily portfolio or managing retail strip centers across Florida.
Why clients choose us:
- Fast, no-nonsense underwriting
- Florida market expertise
- Hands-on loan structuring support
- Strong investor and broker partnerships
- Direct access to decision-makers
Explore our other lending solutions, like Bridge Loans and Equity Programs, to complement your conduit financing.
How the Process Works
Applying for a real estate mortgage investment conduit loan is simple with Asset Point Capital:
- Submit your loan scenario through our Apply Now form.
- Receive a preliminary quote and underwriting review.
- Complete due diligence with our team.
- Close quickly with a secure, long-term funding solution.
We work closely with brokers and investors to streamline closings and provide certainty in execution.
Areas We Serve
Our conduit lending services extend across Florida, including:
- Orlando
- Tampa
- Miami
- Jacksonville
- St. Petersburg
- Hialeah
And across the U.S. in cities with 25,000+ population. Whether you’re local or investing remotely, we provide national lending reach with local expertise.
Partner With Us
Are you a commercial broker or property consultant working with clients needing conduit financing? Asset Point Capital welcomes broker referrals. Visit our Broker Page for details on partnership opportunities and the program.
Apply for Your Small Balance Conduit Loan Today
Lock in a many-year term on your next real estate deal. Our small balance real estate mortgage investment conduit loans offer long-term stability for income-producing properties. Submit your scenario through our Apply Now form and speak to a lending advisor today.